| Professional Liability Insurance Program Exclusive to CAMRT Members
Aon Reed Stenhouse is pleased to be the assigned broker for the
Canadian Association of Medical Radiation Technologists’ Professional
Liability Insurance Program. Aon has been a leader in the Canadian
insurance field for more than 150 years. Today, Aon Reed Stenhouse
has 26 branches across Canada, with a unit dedicated solely to national
group professional liability programs in the Ottawa office. Ing
Novex Insurance Company of Canada will be the insurance company
providing professional liability insurance to CAMRT members.
Professional Liability
- Protects you against liability/allegations for damages resulting
from a negligent act, error, omission or malpractice arising out
of your profession including radiography performed by Registered
Technologists in Radiological Technology (RTR); radiation therapy
performed by Registered Technologists in Radiation Therapy (RTT);
nuclear medicine procedures performed by Registered Technologists
in Nuclear Medicine (RTNM); magnetic resonance imaging performed
by Registered Technologists in Radiography (RTR), Registered Technologists
in Radiation Therapy (RTT) and Registered Technologists in Nuclear
Medicine (RTNM); ultrasonography performed by Registered Diagnostic
Medical Sonographers (RDMS); ultrasonography performed by trained
Francophone medical radiation technologists (CAMRT permission
required); and combined radiography and laboratory functions performed
by Combined Technologists and as further defined by the Canadian
Association of Medical Radiation Technologists.
- Coverage is on a "claims made" basis, which means
that the policy must be in place at the time a claim is reported.
If an incident occurs that may give rise to a claim, it
is imperative that you report it to Aon at 1-800-951-2279 immediately.
- A former CAMRT full-practice member who either left the profession, retired or left Canada to work in another country; or who is on a temporary leave including parental, maternity or disability leave, or unemployment at the time a claim or allegation is reported to the insurer, regardless of when the incident actually occurred. However, the member must have formally notified the CAMRT of their leave and resigned in good standing before commencing their leave.
- CAMRT members who wish to have coverage while practicing ultrasonography
in the areas in which they are registered must present to the
CAMRT Office written evidence of holding the RDMS designation.
Francophone members who complete the OTIMRO Continuing Education
courses in ultrasound, pass the examinations and have a letter
from their employer attesting to their competence, may apply to
CAMRT for coverage.
- We recommend that you familiarize yourself with the full policy terms and conditions. For a copy of the policy, please contact Aon at
1-866-488-3451.
- Limits of Liability:
- Per member, Per Claim: $1,000,000
- Per Member, Annual Aggregate: $5,000,000
- Deductible: Nil
Extensions
Criminal Defense Costs Reimbursement Coverage
The Insurer will provide reimbursement for defense costs incurred during a legal proceeding provided that (a) the criminal
charge arises from your practice in Canada; (b) the proceedings
must pertain to alleged misconduct while rendering professional
services; and (c) you are found “not guilty” of the
criminal charge.
- Limits of Liability:
- Per member, Per Claim: $100,000
- Per Member, Annual Aggregate: $100,000
- Deductible: Nil
Legal Expense Coverage
The insurer will provide reimbursement for expenses incurred to defend yourself in front of a disciplinary committee. Covers members for complaints including professional misconduct,
sexual abuse or sexual harassment the provincial regulatory boards.
- Limits of Liability:
- Per member, Per Claim: $25,000
- Per Member, Annual Aggregate: $100,000
- Deductible: Nil
Coroner's Hearings Coverage
Reimbursement for Legal Defense Costs incurred when a member is called upon to appear before a coroner's inquest or similar inquests or commissions before which you are called upon to appear. (Not applicable if you are acting as an expert or a pure post-mortem witness.)
- Limits of Liability:
- Per member, Per Claim: $25,000
- Per Member, Annual Aggregate: $100,000
- Deductible: Nil
Loss of Earnings
Covers all reasonable expenses incurred by you, at the insurer's request to assist in the investigation or defense of a claim including actual loss of earnings up to $500/day as a result of time off work..
A complete copy of the policy is available by clicking
here.
For further information or to report an incident:
Crystal Morin
Client Services
Aon Reed Stenhouse Inc.
710-1525 Carling Avenue
Ottawa, ON K1Z 8R9
Toll Free: 1-866-488-3451
Tel: 613-722-7070
Fax: 613-722-2570
Email: group.programs@aon.ca
This summary is not intended to be an exhaustive review of the Policy
nor is it to be relied upon as such. For greater detail or if you
have any questions about your insurance coverage, please contact
Aon Reed Stenhouse Inc. |